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| Category: Reference:Saving Money | |
| About the Book | |
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Free Excerpt From The Book (requires Adobe Reader) This book could save you thousands!Do you know the difference between deferment and forbearance? Do you know why that difference is important to you? Do you know what happens to your loan balance during forbearance or deferment? Do you know the kind of loan you get can make a difference to you financially? Surviving Your Student Loans answers these and many other questions, taking you through the qualifications of deferments and the drawbacks of forbearance. Beginning with common myths and misconceptions, the book takes you through the various loan types currently available. You will learn about clauses in your Master Promissory Note which you may have forgotten. You will learn about deferment, and how to qualify, and about forbearance -- the last resort for the harried borrower. You will receive information regarding loan discharges and the kinds of loans that can be discharged. Find out about consolidation now, before the new laws go into effect in July, 2006. Know your payment options, there are several available to you. Chapter 9 takes you through a series of examples of fictitious people struggling to repay their loans and the deferment, forbearance, and discharge options they took advantage of. Then Chapter 10 lists the simple do's and don't's of student loan debt management along with additional reading and on-line resources. Everyone considering taking out student loans should read this first.
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| About the Author | |
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Nancy lives in Las Vegas, Nevada where she writes full time. In her former life as a bill collector for student loans, she discovered that most people simply don't know enough about their loans to manage them effectively. She quit her job and devoted full time to researching student loans and their repayment options. The result is this book -- a student and parents' guide to getting out from under student loans. |
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